Minimum Ödeme Tutarı Nedir?

Minimum ödeme tutarı, bir kredi kartı veya diğer finansal yükümlülüklerde, ödenmesi gereken en düşük tutar anlamına gelir. Yani bir borç ödemesinde, en az ne kadar ödeme yapmanız gerektiğini gösteren rakamdır. Kredi kartı ödemelerinde genellikle toplam bakiyenin belirli bir yüzdesi (örneğin %2 veya %3) minimum ödeme tutarı olarak belirtilir.

Minimum ödeme tutarının ödenmemesi durumunda, gecikme cezaları ve faiz gibi ekstra maliyetler ortaya çıkabilir. Bu nedenle, minimum ödeme tutarının düzenli olarak ödenmesi önemlidir. Aksi takdirde, borcun geri ödemesi zorlaşır ve kredi notunuz olumsuz etkilenebilir.

Minimum Payment Amount in English

The term “minimum payment amount” in English refers to the lowest required payment amount for a credit card or other financial obligation. It represents the minimum amount you must pay towards your debt.

In credit card payments, the minimum payment amount is typically stated as a percentage of the total balance, such as 2% or 3%.

Failing to pay the minimum payment amount can result in late fees and additional interest charges. Therefore, it is important to make the minimum payment on time to avoid these extra costs and to keep your credit in good standing.

How to Say “Minimum Ödeme Tutarı” in English

The direct English translation for “minimum ödeme tutarı” is “minimum payment amount”. This phrase can be used to refer to the lowest required payment on a credit card, loan, or other financial obligation.

Some examples of how to use this phrase in English sentences:

– “Make sure to pay at least the minimum payment amount on your credit card this month.”
– “The minimum payment amount for your car loan is $150 per month.”
– “I’m worried I won’t be able to pay the minimum payment amount on my student loans this month.”
– “What is the minimum payment amount I need to make on my utility bill?”
– “The credit card statement shows the total balance and the minimum payment amount due.”

As you can see, “minimum payment amount” is a common term used in personal finance discussions in English. It’s important to understand this concept if you are managing any type of debt or recurring payments.

Using “Minimum Payment Amount” in Sentences

Here are some more example sentences using the phrase “minimum payment amount”:

1. The credit card company requires a minimum payment amount of 2% of the total balance each month.
2. I’m behind on my bills this month, so I’ll just pay the minimum payment amount to avoid late fees.
3. Make sure to pay at least the minimum payment amount on time to keep your account in good standing.
4. If you can only afford the minimum payment amount, try to pay a little extra when possible to pay down the balance faster.
5. Paying only the minimum payment amount means it will take longer to fully pay off your credit card debt.
6. The minimum payment amount on my student loans is $150, but I try to pay a bit more each month.
7. Check your monthly statement to see what the minimum payment amount is for that billing cycle.
8. Falling behind on minimum payment amounts can hurt your credit score, so it’s important to stay on top of these payments.
9. Many credit card issuers allow you to set up automatic payments for at least the minimum payment amount.
10. Even if money is tight, it’s crucial to at least make the minimum payment amount to avoid late fees and penalties.

As an English teacher, I hope these examples help illustrate how the term “minimum payment amount” is commonly used. Let me know if you have any other questions!