What is “Account Statement” in English?

“Account statement” is the English term used to refer to a periodic summary or report of the financial transactions and balance in a person’s bank account or other financial account. It is a document provided by financial institutions, such as banks, credit card companies, or investment firms, to their customers to inform them about the activity and status of their accounts over a specific period of time.

An account statement typically includes information such as the account number, the time period covered, the opening and closing balances, a list of all the deposits, withdrawals, and other transactions that occurred during that period, as well as any applicable fees or interest earned. This document is an important tool for account holders to track their financial activity, reconcile their records, and monitor for any errors or unauthorized transactions.

How to Say “I Want an Account Statement” in English

The phrase “I want an account statement” in English would be:

“I would like to request/receive my account statement, please.”

This request can be made to a bank teller, customer service representative, or through online banking channels. It is a common and polite way to ask for a copy of your account statement.

Here are some examples of how this phrase can be used in a sentence:

1. “Excuse me, could you please provide me with a copy of my account statement for the last month?”

2. “I’d like to request my account statement for the previous quarter. Can you send it to me electronically?”

3. “I need to get my account statement for tax purposes. How can I go about obtaining a copy?”

4. “Would it be possible for you to generate an account statement for me? I’d like to review the transactions from the past six months.”

5. “I’m trying to reconcile my records, so I’d appreciate if you could send me the latest account statement.”

Related Vocabulary and Expressions

Here are some additional English words and phrases related to “account statements”:

– Balance – The amount of money currently in the account.
Example: “My account balance is $2,500 this month.”

– Transaction – An individual financial activity, such as a deposit, withdrawal, or purchase.
Example: “The account statement shows all the transactions I made last week.”

– Deposit – Money added to the account.
Example: “I made a deposit of $500 into my savings account last month.”

– Withdrawal – Money taken out of the account.
Example: “The account statement lists the $200 withdrawal I made from the ATM yesterday.”

– Fee – A charge applied by the financial institution for a service or account maintenance.
Example: “There was a $3 monthly fee deducted from my checking account.”

– Interest – Money earned on the account balance.
Example: “I earned $15 in interest on my savings account last quarter.”

– Reconcile – To compare the account statement to your own records to ensure they match.
Example: “I need to reconcile my checkbook with the account statement to make sure there are no discrepancies.”

I hope this comprehensive overview of “account statement” in English has been helpful! Let me know if you have any other questions.